Retiring early

If you decide to retire earlier than your Normal Retirement Age (NRA), your pension may be reduced to reflect the fact the Scheme will be paying your pension to you for longer. 

You may receive an enhanced pension if you have to retire early due to serious illness or disability. If you’re unable to keep working in any occupation (not just your current job with us) due to ill-health you might be able to draw your pension early (as long as we and the Company agree and have received appropriate medical certification).  The pension calculation is the same as for normal retirement, but you’ll also be credited with your potential service to your normal retirement date (based on your final pensionable salary at the date of leaving).

Ill-health pensions in payment are reviewable and may be stopped or changed at the discretion of the Trustee.

Disclaimer

No information contained in this site alters any member’s benefits or entitlement under the Scheme's trust deed and rules, which can be amended from time to time. In the event of there being any difference between the information set out on this site and the provisions of the Scheme’s current trust deed and rules, the latter will prevail.

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For queries about your DB Section benefits
contact the T-Mobile International UK Pensions Team on:
Tel: 0333 11 11 222
Email: [email protected]

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